By explaining our privacy policy to you we trust that this notice will allow you to better understand how we keep certain information private and secure while using it to serve you better. This notice is provided to you as required by the Federal Privacy Law and refers to our policies and practices effective on and after July 1st 2001.The notice explains the following:
We take seriously our responsibility to respect the confidentiality and security of non-public personal information - called "Consumer Information" in this notice. Our policy calls for safeguards to protect consumer information only by those who need access to do their work. The same holds true for our affiliated companies, which are companies that, now or in the future, we own (or control), or are owned (or controlled) by, or are under common ownership (or control) with. We also may maintain, as required by applicable federal regulations, physical, electronic, and procedural safeguards to guard your nonpublic personal information.
Our privacy policy applies to individuals (and their legal representatives) who are our consumers or customers in connection with financial services primarily for personal, family, or household purposes, such as leases installment purchases of vehicles, and insurance. It covers both current and former customers and treats them the same. This notice also describes the privacy policy of our affiliated companies, except as stated in separate notices they give you. Consumers who transact financial services business with us but who do not seek financial services from us are not covered by our privacy policy or this notice. We reserve the option of revising this notice and our privacy policy from time to time, but we will give you notice of the revised policy before disclosing consumer information about you other than as described in this notice.
We collect and use information about you from various sources. The amount and nature of the information collected and used varies from transaction to transaction, but the information described in the following five types:
We may disclose to our affiliated companies all of the information we collect about you as described in each of the five categories above. Our affiliated companies can be financial service providers such as leasing companies, insurance companies and payment processing companies and non-financial companies such as automotive repair facilities and data processing companies. This sharing permits us to give you superior service, make a wider range of products available, and operate our business more effectively. We do not share information with nonaffiliated third parties, other than described below under "Sharing Information for Legal and Routine Business Reasons and for Joint Marketing". Where they apply, we reserve limits and restrictions set by law as to sharing certain kinds of information with our affiliates. For example, unless you authorize the sharing, we do not disclosure credit worthiness information about you from credit reports.
We may disclose any of the above five types of consumer information to credit bureaus and similar organizations, and otherwise when permitted by law. For example, this may include a disclosure in connection with a subpoena of similar legal process, a fraud investigation, recording motor vehicle registration and other documents in public records, an audit or examination, or the sale of your account to another financial institution. We may also share any of the above five types of consumer information outside of our affiliated companies if we have your consent, such as when you're requested to be contacted by other companies we work with. We may also share all five types of consumer information above with companies that work for us, possibly including some of our own affiliated companies, to perform services or functions on our behalf. These companies may include financial service providers such as banks, finance companies, and non-financial companies such as automobile manufacturers and data processing companies, and other organizations, such as nonprofit organizations that might provide educational, training, or certification services to businesses such as ours. We may also share the five types of consumer information above with companies that work for us to provide marketing and other services of with financial institutions with whom we have joint marketing agreements, such as banks or financing divisions of motor vehicle manufacturers. These companies act on our behalf and, within the time required by law, will be required by law, will be required by our policy to be contractually obligated to keep the information that we provide to them confidential and to use the information that we provide to them confidential and to use the information only to provide the services we've asked them to perform for us.
In this privacy statement, we explain what we do with the data we obtain from and about you when you use our website. We recommend that you carefully read this statement, as it explains your rights and our obligations. In processing your data, we comply with the requirements of privacy legislation, including the California Consumer Protection Act (CCPA). That means, among other things, that:
If you have any questions, or want to know exactly what data we keep of you, please contact us by telephone, mail, or email at the number or addresses listed at the end of this Privacy Statement.
Categories of personal information to be collected and the purpose for which the categories shall be used.
Contact may be initiated by you through phone, mail, email and/or webforms. Your contact information is provided to the dealers from whom you are requesting information. This happens when you use a contact form in which you supply your information, and click a button to finalize your information request.
Compiling and analyzing statistics for website improvement.
To be able to offer personalized products and services.
We do not share data with third parties. Information that you enter when requesting a dealer price or other question is sent to the requested dealer only.
We disclose personal information if we are required by law or by a court order, in response to a law enforcement agency, to the extent permitted under other provisions of law, to provide information, or for an investigation on a matter related to public safety.
Our website responds to and supports the Do Not Track (DNT) header request field. If you turn DNT on in your browser, those preferences are communicated to us in the HTTP request header, and we will not track your browsing behavior.
Our website uses cookies. For more information about cookies, please refer to our Cookie Statement on our Do Not Sell My Personal Information webpage.
We are committed to the security of personal data. We take appropriate security measures to limit abuse of and unauthorized access to personal data. This ensures that only the necessary persons have access to your data, that access to the data is protected, and that our security measures are regularly reviewed.
This privacy statement does not apply to your data when you visit third party websites that are connected by links on our website. We do not control the data collection policies of such third party websites and cannot guarantee that these third parties handle your personal data in a reliable or secure manner. We recommend that you read the privacy statements of these websites prior to making use of these websites.
We reserve the right to make amendments to this privacy statement. It is recommended that you consult this privacy statement regularly in order to be aware of any changes.
If you have any questions, please contact us at the number or addresses listed at the end of this Privacy Statement. You have the following rights:
We shall not discriminate against a consumer because the consumer exercised any of the consumer's privacy rights, including, but not limited to, by:
We have not sold consumer's personal data in the preceding 12 months.
A list of the categories we have disclosed for a business purpose in the preceding 12 months:
Our website is not designed to attract children and it is not our intent to collect personal data from children under the age of consent in their country of residence. We therefore request that children under the age of consent do not submit any personal data to us.
This privacy statement was last changed on September 25th, 2020 and last checked on September 25th, 2020 and applies to citizens of the United States.